Version 2026-09-22. This is a binding contract between you and JZ Enterprises of Florida Inc. In short: you are buying a non-exclusive licence to aged business data, supplied "as is", for your own lawful business-to-business outreach, and you carry the compliance risk for how you use it. Please read the whole document.
agedmcadata.com and the Aged MCA Data service are operated by JZ Enterprises of Florida Inc, a Florida corporation ("we", "us", "our", the "Company"). "You" and "Buyer" mean the business that creates an account or places an order and the individual acting for it. The individual who accepts these terms represents that they are at least 18 years old, are acting on behalf of a business, and have authority to bind that business. If you do not have that authority, you are personally bound.
You accept these terms by ticking the acceptance box when you create an account, by ticking it again when you place an order, or by using any data we supply, whichever comes first. Each acceptance is an electronic signature under the federal E-SIGN Act and Florida's Uniform Electronic Transaction Act, and has the same force as a signature on paper. We record the date and time of each acceptance, the version of these terms accepted, the IP address and the browser used, and we may rely on those records. Each order is governed by the version of these terms in force when the order is placed. If you do not agree, do not create an account, do not order, and do not use the data.
The service and the data are offered only to businesses, for business purposes. Consumers may not use the service. You represent and warrant that you are acquiring the data for use in a trade or business such as commercial finance, brokering, or business services; that you are not a data broker, list compiler or reseller and are not acting for one; that you and your business are not subject to U.S. sanctions or on any U.S. government restricted-party list; and that every statement you make to us, including your company name, is accurate. We may require reasonable evidence that you are a genuine business buyer, and we may refuse or cancel any order and close any account, at our discretion and without giving a reason, at any time before delivery.
The data consists of aged business-financing inquiry and application records: a business name, an owner or contact name, business contact details (which may include telephone numbers that are, or have become, wireless numbers), business address, and business attributes such as stated revenue, time in business and industry, together with the date the record entered our system. Records come from funding applications and inquiries submitted through our own channels and from business data we hold under licence from third parties. The data is aged: the record date is the only age we represent, and no record is verified, updated, re-confirmed or scrubbed before delivery. We do not supply Social Security numbers, dates of birth, consumer credit reports, or bank, card or account numbers, and there is no place in our systems for them.
Not a consumer report. Aged MCA Data is not a consumer reporting agency, and nothing we supply is a "consumer report" within the meaning of the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) or any similar state law. You must not use the data, in whole or in part, as a factor in establishing any individual's eligibility for credit, insurance, employment, housing, a government benefit or licence, or for any other purpose covered by that Act.
Subject to payment in full and to your continuing compliance with these terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to use the records delivered to you, within your own business, for lawful business-to-business marketing of commercial financing and related business services. Data is licensed, not sold; we and our suppliers keep all rights not expressly granted. The licence is personal to the Buyer entity named on the account. Your employees, contractors, call centres, ISOs, partners or affiliates may use the data only when acting on your behalf and under your direction, only under written obligations at least as protective as these terms, and you are fully responsible for everything they do with it.
Aged data is non-exclusive. The same record may be licensed to up to 3 buyers in total. We never license the same record twice to the same buyer, but you should assume that other buyers have received it, and we make no representation of exclusivity.
Any breach of this section ends your licence immediately (section 15) and is a material breach of these terms.
You alone are responsible for how you use the data and for the lawfulness of every contact you make with it. We supply data; you own the compliance decision. Before any outreach, and on a continuing basis, you must:
The list above is not exhaustive and is not legal advice. Laws change, and it is your responsibility to know and follow the ones that apply to you; consult your own counsel.
One account per business. You must give accurate, current information and keep it updated. You are responsible for keeping your login credentials confidential and for everything done under your account, whether or not you authorised it, until you tell us in writing that the account has been compromised. You may close your account by emailing [email protected]; closing it does not end the obligations in these terms for data already delivered.
Prices are per record, shown on each list page in U.S. dollars, exclusive of any taxes, and may change at any time; the price shown when you place an order applies to that order. Every order must meet the $200 minimum and the record minimum of the list ordered. The "available to you" count on a list page is an estimate and is not confirmed until the order is fulfilled. We may refuse any order, and we may cancel any order and return the amount paid at any time before delivery.
Orders are paid in advance by Zelle or bank transfer (wire or ACH). Zelle and bank transfers are initiated by you, are final once sent, and cannot be reversed by us. You must send the exact amount shown on your order page, to the recipient shown, with the order number in the memo, and you bear any fee your bank or the receiving bank charges; if less than the full amount arrives we may, at our option, deliver the number of records the amount received covers, hold the order until the balance arrives, or return the amount received less bank costs. We are not responsible for a payment sent to the wrong recipient or without a usable reference, though we will make reasonable efforts to match it. An order that has not been paid within 48 hours is cancelled automatically; if funds arrive after cancellation we will either apply them to a new order at the then-current price and availability or return them less bank costs.
You are responsible for any sales, use, excise, value-added or similar tax that applies to your purchase, other than taxes on our income. Once an order has been delivered it is final and non-refundable, except as expressly stated in sections 10 and 11.
Delivery is electronic: a CSV file made available by download link, sent to your account email and shown on your account page, once we have confirmed receipt of payment. Any delivery time stated on the site is a target, not a promise. Records are selected at the moment of fulfilment, after removing every record you have received from us before and any record that has reached the resale cap, so the composition of a file cannot be previewed. If fewer records are deliverable than you paid for, we deliver what is available and credit or return the difference at the per-record price; that credit or return is your sole remedy for a short delivery. Delivery is complete, and responsibility for the file passes to you, when the download is made available. The file remains downloadable from your account for 30 days; after that we may be unable to supply it again, so keep your own secure copy.
Where a list page states a coverage rate for connected telephone numbers or deliverable email addresses, we will replace or credit, at our option, the disconnected numbers and hard-bounced emails in that delivery in excess of the stated rate, provided you report them to [email protected] within seven days of delivery with the records concerned and the results you obtained. Where no coverage rate is stated for a list, that list is licensed without any replacement commitment. Replacement credits are applied to future orders and have no cash value. Wrong or changed contact names, unanswered calls, closed or relocated businesses, businesses that have already obtained financing or no longer want it, records that appear on a do-not-call or suppression list, records that have been received by other buyers, and any result, contact rate or return on your outreach are not defects and are not replaceable. This section states your sole and exclusive remedy, and our entire liability, for any complaint about the quality of the data.
EXCEPT FOR THE REPLACEMENT COMMITMENT IN SECTION 11, THE SERVICE AND ALL DATA ARE PROVIDED "AS IS", "AS AVAILABLE" AND "WITH ALL FAULTS". TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR SUPPLIERS DISCLAIM ALL WARRANTIES, CONDITIONS AND REPRESENTATIONS, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, CURRENCY OR QUIET ENJOYMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. WITHOUT LIMITING THE ABOVE, WE MAKE NO REPRESENTATION THAT ANY RECORD IS ACCURATE, CURRENT, COMPLETE OR CONTACTABLE; THAT ANY PERSON HAS CONSENTED TO BE CONTACTED; THAT ANY NUMBER IS ABSENT FROM ANY DO-NOT-CALL LIST, LITIGATOR LIST OR REASSIGNED-NUMBER DATABASE, OR IS NOT A WIRELESS NUMBER; THAT ANY BUSINESS IS STILL OPERATING, STILL SEEKING FINANCING OR CREDITWORTHY; THAT THE DATA IS SUITABLE FOR ANY CAMPAIGN OR COMPLIES WITH ANY LAW; OR THAT YOUR USE OF IT WILL PRODUCE ANY CONTACT RATE, CONVERSION, FUNDING OR RETURN. RECORD AGE REFERS ONLY TO THE DATE A RECORD ENTERED OUR SYSTEM. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, SECURE OR ERROR-FREE. NOTHING ON THIS SITE OR IN OUR COMMUNICATIONS IS LEGAL ADVICE.
TO THE FULLEST EXTENT PERMITTED BY LAW: (A) THE TOTAL AGGREGATE LIABILITY OF THE COMPANY AND ITS SUPPLIERS ARISING OUT OF OR RELATING TO THE SERVICE, THE DATA, ANY ORDER OR THESE TERMS, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE OR OTHERWISE, WILL NOT EXCEED THE AMOUNT YOU PAID US FOR THE ORDER GIVING RISE TO THE CLAIM OR, IF THE CLAIM DOES NOT RELATE TO AN ORDER, ONE HUNDRED U.S. DOLLARS; (B) NEITHER THE COMPANY NOR ITS SUPPLIERS WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL OR DATA, OR FOR THE COST OF SUBSTITUTE DATA OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY; (C) THE COMPANY HAS NO LIABILITY OF ANY KIND FOR YOUR OUTREACH OR FOR ANY CLAIM, FINE, PENALTY, SETTLEMENT OR COST ARISING FROM IT; AND (D) THESE LIMITS APPLY EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE. YOU AGREE THAT OUR PRICES REFLECT THIS ALLOCATION OF RISK AND THAT WE WOULD NOT LICENSE DATA AT THESE PRICES WITHOUT IT. Where the law does not allow a particular limitation or exclusion, it applies to the maximum extent the law permits.
You will defend, indemnify and hold harmless the Company and its parents, affiliates, owners, officers, directors, employees, agents, contractors and data suppliers (the "Indemnified Parties") from and against any and all claims, demands, suits, arbitrations, investigations, subpoenas, civil investigative demands, fines, penalties, judgments, settlements, losses, liabilities, damages, costs and expenses, including reasonable attorneys' fees, expert fees and the cost of responding to legal process, arising out of or relating to: (a) your access to or use of the data or the service, including every call, text, voicemail, email, letter or other contact made by you or by anyone acting for you using the data; (b) any actual or alleged violation of the Telephone Consumer Protection Act, the Telemarketing Sales Rule, the Florida Telephone Solicitation Act, or any other telemarketing, do-not-call, messaging, email, privacy, data-protection, consumer-protection, fair-lending, licensing or commercial-financing-disclosure law or regulation; (c) any claim by a person or business named in the data, or by any regulator, attorney general or purported class; (d) your breach of these terms or of any representation or warranty in them; (e) your products, services, financing offers and dealings with the businesses you contact; and (f) any use of the data by your employees, contractors, affiliates or anyone to whom you gave access.
We will notify you of a claim for which we seek indemnity; a delay in notice does not relieve you except to the extent it materially prejudices your defence. You will assume the defence with counsel reasonably acceptable to us, or, at our election, we may control the defence and settlement at your expense. You will not settle any claim in a way that admits fault on our behalf, imposes any obligation on an Indemnified Party or fails to release them fully, without our prior written consent. You will pay indemnified amounts as they are incurred, within 30 days of our invoice. This section survives termination.
These terms apply from the moment you create an account or place an order until your account is closed, and the licence for each delivery continues until it is terminated. We may suspend or terminate your account and any licence immediately, without refund, if you breach these terms, if we receive a credible complaint about your outreach, if a payment is disputed or reversed, if we are required to do so by law or by a data supplier, or if we reasonably believe the data is being misused. On termination for breach, every licence ends; you must stop using the data, delete every copy from every system where it is held (including dialers, CRMs and, where reasonably feasible, backups), and certify the deletion to us in writing within 10 business days. Sections 4 to 7 and 9 to 22, and every other provision that by its nature should survive, survive termination or closure of your account.
Our Privacy Policy describes how we handle information, including yours. We may remove records from our inventory at any time, for example after an opt-out or a legal request, and may instruct you to delete specific records under section 7. We may disclose information about your account, orders and outreach where we believe in good faith that the law requires it, to respond to a subpoena, regulator or court, or to establish or defend a legal claim, including identifying you as the party that contacted a complainant.
The data, its selection, compilation and arrangement, the site, and the Aged MCA Data name and logo are owned by us or licensed to us and are protected by copyright, database, trade-secret and trademark laws. You receive no rights other than the licence in section 5. Our prices, counts, list composition, correspondence with you and the terms of any custom arrangement are confidential, and you will not disclose them except to your professional advisers. Any suggestion or feedback you give us may be used by us without restriction or payment.
Zelle, your bank and any other third-party service you use to pay us or to work the data are governed by their own terms; we are not responsible for their availability, fees, errors or security. Links on the site to third-party resources are provided for convenience only.
These terms, and any dispute, claim or controversy arising out of or relating to them, the site, the data or any order, whether in contract, tort, statute or otherwise, are governed by the laws of the State of Florida, without regard to its conflict-of-law rules, and excluding the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transactions Act.
Talk first. Before starting any proceeding, other than one for injunctive relief or to collect an amount owed to us, the party raising the dispute must send the other a written notice describing it, and the parties will try in good faith to resolve it for 30 days.
Exclusive venue. Any proceeding must be brought exclusively in the state courts sitting in the State of Florida, or in the United States District Court whose district includes that place. You consent to the personal jurisdiction of those courts and waive any objection based on venue or inconvenient forum. We may nonetheless seek injunctive relief, or collect an amount owed to us, in any court that has jurisdiction over you.
JURY TRIAL WAIVER. TO THE FULLEST EXTENT PERMITTED BY LAW, EACH PARTY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY IN ANY PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS, THE SITE, THE DATA OR ANY ORDER.
CLASS ACTION WAIVER. YOU MAY BRING A CLAIM AGAINST US ONLY IN YOUR OWN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED OR REPRESENTATIVE PROCEEDING.
Attorneys' fees. In any proceeding arising out of or relating to these terms, the prevailing party is entitled to recover its reasonable attorneys' fees and costs, including on appeal.
Injunctive relief. You acknowledge that a breach of sections 5, 6, 7 or 17 would cause us irreparable harm for which money damages would be inadequate, and that we are entitled to injunctive or other equitable relief to prevent or stop such a breach, without posting a bond, in addition to every other remedy available to us.
We may change these terms by posting a new version on this page with a new version number. The new version applies to accounts and to orders placed after it is posted; orders already placed stay under the version accepted for them. We will send notice of material changes to the email address on your account. Continuing to use your account or placing a new order after a change is acceptance of it.
These terms, together with our Privacy Policy and the confirmation page of each order, are the entire agreement between you and us about the service and the data and supersede every prior or contemporaneous discussion, proposal or understanding. Nothing in a purchase order, email or other document from you adds to or changes them unless we have signed it. We may assign or transfer these terms, in whole or in part, without your consent; you may not assign or transfer them, or any licence, without our prior written consent, and any change of control of your business counts as an assignment. Our failure to enforce any provision is not a waiver of it. If any provision is held unenforceable, it will be modified to the minimum extent necessary to make it enforceable and the rest will remain in full force. We are not liable for any delay or failure caused by events beyond our reasonable control. The parties are independent contractors, and there are no third-party beneficiaries of these terms other than the Indemnified Parties. You consent to receive all notices, disclosures and communications from us electronically, at the email address on your account, and they are effective when sent. Notices to us must be sent by email to [email protected] with "Legal notice" in the subject line. The site is operated from the United States and is intended for use by businesses in the United States; you are responsible for compliance with any local law if you use it from elsewhere. Headings are for convenience only, and "including" means "including without limitation".
Questions about these terms: [email protected]. Privacy, opt-out and deletion requests: [email protected].